QUAD CITIES REAL ESTATE WITH RE/MAX

SERVING THE ENTIRE IOWA AND ILLINOIS QUAD CITIES ............................................................

DAVENPORT - BETTENDORF - ROCK ISLAND - MOLINE AND SURROUNDING COMMUNITIES

TOM & CYNDEE BROWNER - CRS, ABR, GRI

BROKER ASSOCIATES SERVING IOWA & ILLINOIS - 319-332-9900 EXT 225

Call us on our private line at 332-1130 - RE/MAX RIVER CITIES, or Contact us at tom&cyndee@quadcitiesrealestate.com Have a real estate question? The answer is just a phone call or E-mail away. Buying or Selling a home is an important financial decision. WHEN YOUR MONEY MATTERS, be careful and check out who you are dealing with. You deserve the best information and service available. If you would like to know what you should expect, check out our Buyer Representation or Seller Representation pages.

IDA - ROCK ISLAND COUNTY LOW INTEREST

For first time buyers there is a low interest program in Rock Island County. There are the usual home price and income guidelines which are higher in the targeted areas. In fact, you may not even have to be a first time home buyer in the targeted areas. It will give you some lower closing cost and an 8.1% interest rate.

INCOME - Maximum Income Allowed per Year Outside Target Area

1 Person family ----------------------------------------$53,200.00 a Year----------------------------------------------------------------- 2 Person Family ------------------------------------- - $61,180.00 a Year----------------------------------------------------------------

MAXIMUM HOME PRICE - NON TARGET AREA

Maximum home price in non target area. $80,760

OTHER GUIDELINES

Must be first time home buyer (not owned a home in last three years). -------------------------------------------------------- Show last three years Federal tax forms ----------------------------------------------------------------------------------------------- Show last three years W-2's

TARGETED AREAS

INCOME - Maximum Income Allowed in Targeted Area

1,2 Person Family ------------------------------------- $63,840.00 a Year---------------------------------------------------------------- 3+ Person Family -------------------------------------- $74,480.00 a Year---------------------------------------------------------------

MAXIMUM PURCHASE PRICE OF HOME--------------------------------------------------------- -- ------

Maximum price of home targeted areas -------- $98,710 -----------------------------------------------------------------------------

OTHER GUIDELINES

Not mandatory that you are a first time home buyer in targeted areas. -------------------------------------------------------- Show last three years Federal tax forms ----------------------------------------------------------------------------------------------- Show last three years W-2's

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FOR LENDER ASSISTANCE CALL PAM ESSNER - FIRST STAR AT 383-416 OR 570-1337